Blog

Articles, guides and updates.

News, advice and resources from the Seareal team — for NDIS participants, families, carers and partners across Queensland.

Seareal Blog
NDIS Reasonable and Necessary: What It Means and How It Affects Your Plan
NDIS Basics

NDIS Reasonable and Necessary: What It Means and How It Affects Your Plan

Reasonable and necessary is the test NDIA applies when deciding what to fund in your plan. Pass the test, the support gets funded. Fail it, it doesn't. Understanding how NDIA applies this test is on…

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NDIS Personal Care: What's Covered, How It Works, and What to Expect
Services

NDIS Personal Care: What's Covered, How It Works, and What to Expect

Personal care is one of NDIS's most commonly funded supports, and one of the most intimate. Help with showering, dressing, and daily hygiene involves a level of trust that takes time to build. This gu…

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NDIS vs NDIS Support Workers: What's the Difference and Who Does What?
NDIS Basics

NDIS vs NDIS Support Workers: What's the Difference and Who Does What?

People use "NDIS" to mean both the scheme itself and the workers who deliver support under it. The two things are very different. NDIS is the funding program run by the federal government. NDIS suppor…

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What Is an NDIS Support Coordinator and Do You Need One?
NDIS Basics

What Is an NDIS Support Coordinator and Do You Need One?

A support coordinator helps you understand your NDIS plan and connect with the services you need. That's the simple version. In practice, a good support coordinator does a lot more than that. And a ba…

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NDIS Support Budgets: Core, Capacity Building, and Capital Explained
NDIS Basics

NDIS Support Budgets: Core, Capacity Building, and Capital Explained

NDIS funding isn't a single lump sum you spend however you like. It's divided into three budget categories — Core Supports, Capacity Building, and Capital Supports — and each has different rules about…

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What Is the NDIS and How Does It Work? A Plain-English Guide for Queensland Participants
NDIS Basics

What Is the NDIS and How Does It Work? A Plain-English Guide for Queensland Participants

The National Disability Insurance Scheme — usually shortened to NDIS — is a federal government program that pays for disability support. It started rolling out in Queensland in 2016, and by 2026 aroun…

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What Is NDIS Plan Management? How It's Different from Agency and Self-Management
NDIS Basics

What Is NDIS Plan Management? How It's Different from Agency and Self-Management

Your NDIS plan gives you funding for support. But who actually manages the money — pays the invoices, tracks the budget, and makes sure things get claimed correctly — depends on your management type.

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What Happens at an NDIS Plan Review? How to Prepare and Get More Funding
NDIS Basics

What Happens at an NDIS Plan Review? How to Prepare and Get More Funding

Your NDIS plan has an end date, and when it comes around, you'll have a plan review. Sometimes it's an automatic continuation. Sometimes it's a meeting with your NDIA planner or LAC. What happens at t…

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NDIS vs Aged Care: Which One Applies to You?
NDIS Basics

NDIS vs Aged Care: Which One Applies to You?

Here's the short answer. If you're under 65 and you have a permanent disability, NDIS is the relevant program. If you're 65 or over, the aged care system applies. That's the rule.

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How to Get an NDIS Plan: Step by Step for First-Time Applicants in Queensland
NDIS Basics

How to Get an NDIS Plan: Step by Step for First-Time Applicants in Queensland

Getting your first NDIS plan involves a few steps, and the process isn't always well explained. You make an access request, gather evidence, attend a planning meeting, then wait — sometimes weeks — fo…

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How to Read Your NDIS Plan: What Every Section Actually Means
NDIS Basics

How to Read Your NDIS Plan: What Every Section Actually Means

Most NDIS plans run to 15 or 20 pages. There's a lot in them — budget categories, funding amounts, support goals, registered providers, line items. And most participants and their families receive the…

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